Material Damage

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Material Damage Insurance Essex

Protect your business Buildings, Contents, Stock and Equipment kept on the premises from damage caused by certain unforeseen or unexpected events. Material Damage includes a number of additional benefits including predicted increases in the sum insured for stock over defined holiday periods.

  • Accidental Damage, Fire, Theft, Flood and Storm Damage and Malicious Damage

  • Stock & Contents

Policies for Waste & Recycling specific risks can also include the following benefits:

  • Spontaneous Combustion

  • New for Old

  • Claims arising from stock in the open

  • Optional Theft of Plant in the Open

  • Buildings/Stock Debris Removal including up to £50,000 Landfill Costs”

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Employers & Public LiabilityMotor Fleet & Commercial VehicleContract Works & PlantToolsProfessional IndemnityPersonal AccidentShops, Offices & WarehousesManagement Liability / D&OOther



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What We Can Offer

  • Highly Competitive Premiums

  • Access to Leading UK-based “A” Rated Insurers

  • Claims Response Within One Working Day

  • Insurance Individually Assessed and Tailored  to Meet Your Needs

  • Policy Wordings Explained in Detail

  • A Detailed Review from Start to Finish

  • A Workforce With Over 100 Years Combined Insurance Experience

“Protect your stock and equipment from damage caused by unexpected events.”

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