Employers’ Liability Insurance protects you against the cost of compensation claims arising from employee illness or injury, sustained as a result of their work for you.
It is a legal requirement if your business employs one or more staff, including Labour-Only Sub Contractors.
You can be fined up to £2,500 for every day you do not have appropriate insurance.
Public & Products Liability
Public Liability Insurance protects you if clients or members of the public suffer personal injury or property damage as a result of your business. It covers the costs of subsequent compensation claims and is an integral cover for businesses that interact regularly with customers.
More often than not, Products Liability Insurance comes as an automatic extension with Public Liability. This type of insurance covers the cost of compensating anyone who is injured by a faulty product that your business designs, manufactures or supplies. You could be liable to pay compensation in these circumstances even if you didn’t manufacture the product.
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What We Can Offer
Highly Competitive Premiums
Access to Leading UK-based “A” Rated Insurers
Claims Response Within One Working Day
Insurance Individually Assessed and Tailored to Meet Your Needs
Policy Wordings Explained in Detail
A Detailed Review from Start to Finish
A Workforce With Over 100 Years Combined Insurance Experience
“Your staff are your most important asset. Happy employees mean happy customers.”
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