Material Damage

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Material Damage

Protect your business Buildings, Contents, Stock and Equipment kept on the premises from damage caused by certain unforeseen or unexpected events. Material Damage includes a number of additional benefits including predicted increases in the sum insured for stock over defined holiday periods.

  • Accidental Damage, Fire, Theft, Flood and Storm Damage and Malicious Damage

  • Stock & Contents

Policies for Waste & Recycling specific risks can also include the following benefits:

  • Spontaneous Combustion

  • New for Old

  • Claims arising from stock in the open

  • Optional Theft of Plant in the Open

  • Buildings/Stock Debris Removal including up to £50,000 Landfill Costs”

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Employers & Public LiabilityMotor Fleet & Commercial VehicleContract Works & PlantToolsProfessional IndemnityPersonal AccidentShops, Offices & WarehousesManagement Liability / D&OOther



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What We Can Offer

  • Highly Competitive Premiums

  • Access to Leading UK-based “A” Rated Insurers

  • Claims Response Within One Working Day

  • Insurance Individually Assessed and Tailored  to Meet Your Needs

  • Policy Wordings Explained in Detail

  • A Detailed Review from Start to Finish

  • A Workforce With Over 100 Years Combined Insurance Experience

“Protect your stock and equipment from damage caused by unexpected events.”

Want to know more about any of our products or services? Simply contact us using the button below, or fill out the form at the top of the page to request a call and a member of our team will contact you directly.

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