Having specialised in High Risk Liability Insurance for the construction industry for over 30 years, we at Genesis Risk feel more than qualified to comment upon and offer advice over the recent failures of a number of unrated insurers. As with many things we face, everyday price is an important factor; but sometimes going for the cheaper option can prove to be more expensive.

At Genesis Risk, we are duty bound to our clients to ensure that the insurance cover requested is correct for their particular needs. Our clients can rest assured that they will receive the best advice as we only use A rated insurers in order to provide stability and peace of mind. Whilst you will usually incur a higher premium (we will attempt to keep this to a minimum) the cover will be with a recognised and reputable insurer.

One thing you should perhaps think about is if your current insurer is unrated have you been properly advised by your current broker? How have you been advised by them in light of the demise of Gable and/or Endurance? These are questions that need to be asked and answered immediately as in the event of a claim they may no longer be in a position to pay due to insufficient funds being available.

Should you wish to take advantage of our FREE mid-term insurance review please feel free to get in touch as if you leave it until your renewal date it may be too late!

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